Cost of Living in Canada: PRs Workers & Students in 2024

Cost-of-Living-in-Canada

Canada is one of the most popular countries among immigrants because it offers a lower cost of living than other countries like the US and Australia. This blog will list the average cost to live in Canada for permanent residents, foreign workers, and students planning to come to the country in 2024 or later. 

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Cost of living in Canada: An Overview

What is the Average cost of living in Canada?

The average monthly cost of living in Canada in 2024 is $6196 (CAD) or ₹ 3,76,734.77 (INR) for a family of four members. However, the average expenditure significantly depends on whether you plan to settle permanently, as a student, or as a temporary worker. The average cost of living in Canada is given in the table below.

Monthly Cost of Living (Canadian Dollar)Status in Canada (single person)
$1600Permanent Resident or temporary worker
$1400Students

The cost of living in Canada depends upon average expenditure on accommodation, healthcare, transportation, food, clothing, and education. Before moving to Canada as a permanent resident, worker, or student you must research how much you will need to spend on such basic expenses. 

Average Cost of Groceries in Canada

The weekly average cost of groceries in Canada can be anywhere between $150 – $200 (Canadian dollars). However, it fluctuates according to your lifestyle and the province and city you live in. The average grocery costs are given in the table below.

ProductsAverage Cost in Canada in Canadian Dollars 
Beef Round (1kg) (or Equivalent Back Leg Red Meat)$ 21.42
Milk (regular), (1 liter)$ 3.84
Loaf of Fresh White Bread (500g)$ 4.84
Rice (white), (1kg)$ 6.23
Eggs (regular) (12)$ 5.76
Local Cheese (1kg)$ 19.46
Chicken Fillets (1kg)$ 20.9
Apples (1kg)$ 6.27
Banana (1kg)$ 2.01
Oranges (1kg)$ 5.96
Tomato (1kg)$ 7.5
Potato (1kg)$ 5.42
Onion (1kg)$ 4.47
Lettuce (1 head)$ 3.68
Water (1.5 liter bottle)$ 2.61
Bottle of Wine (Mid-Range)$ 21
Domestic Beer (0.5 liter bottle)$ 3.96
Imported Beer (0.33 liter bottle)$ 5.39
Cigarettes 20 Pack $ 20

Cost of Utilities in Canada

Monthly Utility ExpensesCost in Canada
Basic such as Electricity, Heating, Cooling, Water, and Garbage for an 85m2 Apartment$206.57
Mobile Phone Monthly Plan with Calls and 10GB+ Data$64.79
Internet 60 Mbps or More, Unlimited Data, Cable/ADSL$85.42

Cost of Rent in Canada

Rent in Canada is dependent on the location of the apartment. The following table lists the average rent of a two-bedroom apartment in Canadian provinces.

ProvincesCost of 2-bedroom flat in Canadian Dollars (CAD)
Alberta$1465
British Columbia$1903.00
Quebec$1665.98
Saskatchewan$1322.50
Manitoba$1237.76
New Brunswick$1255
Prince Edward Island (PEI)$1235
Ontario$2501.40
Nova Scotia$1569

Taxes in Canada

In Canada, some money will be deducted from your paycheck. This deduction is known as tax. Canada levies Sales tax, Goods and Services Tax (GST), Provincial Sales Tax (PST), and Harmonized Sales Tax (HST). Tax rates in Canada are given below.

ProvincesPSTGSTHST
Alberta5%
British Columbia7%5%
Manitoba7%5%
New Brunswick15%
Newfoundland and Labrador15%
Northwest Territories5%
Nova Scotia15%
Nunavut5%
Ontario13%
Prince Edward Island15%
Quebec9.975%5%
Saskatchewan6%5%
Yukon5%

Average cost for Permanent residents and workers

The average cost for an individual who is living or working in Canada can range anywhere between $1500- $3000 (CAD). The cost of living depends on factors like the province and city you live in and your lifestyle. Major expenses in Canada include rent, education, transportation, food, clothing, and healthcare.

Expenses Cost (CAD)
Monthly rent or accommodation$1696 – $1907 
Transportation$200
Healthcare$30 – $150
Grocery (weekly)$150-$200
Monthly Utilities (electricity, heating, water, phone, internet, etc)$357
Primary Education (if applicable) $ 2000
A new car$27,775.43 – $33,978.00
Taxes (GST, PST, HST)5%-15%
Average-Cost-of-Living-in-Canada

Average Cost in Canada for International Students

The average cost of living in Canada for international students is around $1400 CAD. This does not include the academic course fee. The average expenditure for students living in Canada is given in the table below.

Expenses Cost in Canada (per month)
Accommodation 
Living on campus is usually paid annually. On the other hand, rent for private housing is paid monthly. At least 25% of the total cost of living in Canada is spent on accommodation.


$500-$2000 
Food and groceries$240-$480 
Utilities and cable$100 
Internet$100
Phone$60
Healthcare insurance$75 – $120
Entertainment $120 
Transportation $80 – $156
Total cost of living in Canada for international students$3136

Average cost of education for international students in Canada 

The cost of education for international students in Canada depends on the level of course, university, and duration of study. While public schools can cost anywhere between $9,500 – $17,000 annually, universities might cost as much as $36,100 – $21,100 (CAD). The average academic expense is listed in the table below. 

Study levelCost per year (CAD)
Public schools$9,500 – $17,000
Private or independent day schools$15,000 – $30,000
Private boarding schools$63,000 – $83,000
Language schools$340 – $425 (per week)
College and vocational schools$7,000 – $22,000
Undergraduate programs in a Canadian university$36,100
Postgraduate programs in a Canadian university$21,100
Doctoral Degree$7,000 – $15,000
MBA$30,000 – $40,000

Expenses according to Canadian provinces and territories

The average cost of living in Canada varies according to the province and city you live in. This section includes the average cost of living in major Canadian provinces. 

ExpensesOntarioSaskatchewanQuebecAlbertaBritish ColumbiaManitoba
Rent$2501.40$1322.50$1665.98$1366.75$1903.00$1237.76
Transport$284.00$196.67$255.50$150.20$200.00$159.80
Grocery$143.87$144.55$145.71$143.05$170.72$138.07
Utilities292.17$494.00$227.72$424.28$374.66$348.47
Taxes 13%11%14.9%5%12%12%

It is crucial to assess your budget before planning for Canada Immigration. Now you can get Canada PR filed by a CICC-licensed agent in the lowest price possible. Contact Talent Connected Worldwide and make your PR visa dreams come true. 

Don’t forget to fill out the form below for some insights and advice from our experts! 

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Talent Connected Worldwide

At Talent Connected Worldwide Pvt. Ltd., we are passionate about unlocking your potential on a global scale. As your trusted immigration partner, we guide individuals and businesses through the complexities of navigating international pathways, connecting you with the opportunities and destinations that match your aspirations. With expertise in diverse visa categories, comprehensive support, and a client-centric approach, we empower you to write your next chapter – wherever your dreams may lead. Contact us today and let's embark on your journey together.

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